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The Law Offices of Michelle Labayen, PC, Bankruptcy Blog

Michelle has a wealth of bankruptcy knowledge to offer. Find out more about current events in bankruptcy, financial news, and helpful information for anyone who wants to know more about current events in the world of bankruptcy news.

A wooden desktop with a laptop, glasses, black leather notebook, and a copy of the teachers lawsuit against Navient.

What Navient's 2018 Lawsuit Means for Your Student Loans

Michelle Labayen | October 11, 2021

Back in 2018 nine teachers filed a lawsuit against Navient, one of the government's student loan servicers for misleading borrowers or blocking them from accessing a public service loan forgiveness program.


A scale model of a farm with red barns and buildings, tractors out front, and more homes in the background.

Climate Change Bankruptcy

Michelle Labayen | September 3, 2021

The New York Times recently published an article "Climate Change is Bankrupting America's Small towns" analyzing the impact that the recent hurricanes and other natural disasters are economically ruining communities...



Biden's COVID-19 Relief Plan Proposal

Priscilla Lozano | February 10, 2021

On February 5th, 2021, President Biden proposed his COVID-19 relief plan. His plan aims to ease financial struggle.

In this 1.9 trillion relief package he introduced a $1,400 stimulus check...


A glass window framed with dark wood with lettering on the glass that says 'Department of Education.'

Navient ordered to return $22 Million

Evalena Labayen | February 5, 2021

On February 9th, the New York Times reported that the government student loan provider Navient overcharged the government $22 million in student loan subsidies. This began from a 2009 investigation by the...


A street sign showing the crossroads between Bankruptcy Rd and Counseling Way.

What to Avoid Before Filing Bankruptcy

Priscilla Lozano | February 4, 2021

There are some common mistakes to avoid if you file for bankruptcy. According to 11 U.S. Code ยง 548, a debtor is not allowed to transfer assets. It is important to know that bankruptcy courts will...


The White House front lawn at dusk with the fountain in front lit through the water.

The Consolidated Appropriations Act

Priscilla Lozano | January 20, 2021

On December 27, 2020, President Trump approved the Consolidated Appropriations Act, 2021. This is a $2.3 trillion bill that combines the $900 billion stimulus relief for the COVID-19 pandemic in the United States with... a government shutdown.


Colorful brown, blue, green, and red row houses in New York, NY.

Protecting Your Home Through the Cares Act

Priscilla Lozano | December 26, 2020

On March 19, 2020, Governor Murphy announced Executive Order No. 106 which prohibits removing individuals from their homes pursuant to an eviction or foreclosure proceeding while the Order is in effect...


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