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Now Offering Contact Free Bankruptcy

Contact Free Bankruptcy

The coronavirus, COVID-19, behind the words "Contactless Bankruptcy is Here".

The Law Office of Michelle Labayen now offers contact free bankruptcy services. Now you can get the entire bankruptcy process completed without exposing yourself to the COVID-19 pandemic. All of the legal steps are completed electronically, from your initial consultation, to your final discharge of debt.

If you are struggling with debt and believe you need to file for bankruptcy, it's now easier than ever to do it from home. The process is easy and can be completed digitally.

How Do You File for Bankruptcy Contact Free?

Contactless bankruptcy is much easier and more common than you might think. With the arrival of the Delta and Omicron variants of COVID-19, doing contactless business is important to those who have concerns about getting infected.

The John's Hopkins University COVID Map shows that cases are once again on the rise. Historically, COVID-19 infections increase dramatically during and following the holiday season. With most bankruptcies being filed after the holidays, it makes sense to complete your bankruptcy from the safety of your own home.

To get started, you can simply contact our office to schedule a free debt relief consultation. The whole process is completed in the following steps.

  1. Schedule your free consultation by calling (973) 622-1584 or email Michelle at

  2. Meet with Michelle by phone or internet video conference

    Scheduled meetings with Michelle or office staff can be conducted over the phone or by video teleconference. You won't have to drive downtown and meet in an office.

  3. Send your paperwork securely and electronically

    A bankruptcy form sitting on a table with a hand hold a pen to fill it out.

    Our secure document server allows you to upload all necessary documentation directly to our office, worry free. In fact, most documents can be filled out and signed electronically.

  4. Review and sign paperwork digitally

      PDF documents can be signed using built in signature functions
      Documents requireing a notary can be completed via a virtual notary service
      Any other related signatures can be completed through DocuSign or similar services
  5. Appear in court by phone or internet video

    Gone are the days of appearing in Bankruptcy Court in person. Now we can schedule your discharge hearings for telephone or internet video conferencing.